Financing

Affordable HVAC Financing

Don't let budget concerns keep you from staying comfortable. We offer flexible financing options to make furnace, AC, and water heater installations affordable for every GTA homeowner.

Financing Plans

Choose the plan that works for your budget. All plans include no prepayment penalties and easy online application.

Standard Plan

9.99%APR

Term: Up to 60 months

Minimum: $1,000

  • Low monthly payments
  • No prepayment penalties
  • Up to 60-month term
  • Quick online approval
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Most Popular

Promotional Plan

0%APR

Term: 12 months

Minimum: $2,500

  • 0% interest for 12 months
  • No payments for 3 months
  • Minimum purchase $2,500
  • On approved credit
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Extended Plan

6.99%APR

Term: Up to 120 months

Minimum: $5,000

  • Lowest monthly payments
  • Up to 10-year term
  • Ideal for full system replacements
  • No prepayment penalties
Apply Now

How It Works

Getting approved for HVAC financing is simple and fast.

1

Get Your Quote

Contact us for a free consultation and receive a detailed quote for your HVAC project.

2

Choose a Plan

Select the financing plan that best fits your budget. Our team will walk you through options.

3

Quick Approval

Apply online or over the phone. Most applications are approved within minutes.

4

Enjoy Comfort

We install your new equipment and you enjoy affordable monthly payments.

Financing FAQ

Do I need a credit check?
Yes, a soft credit check is performed during the application process. This will not affect your credit score. A full credit check is only done if you choose to proceed.
Can I pay off my financing early?
Absolutely. All of our financing plans have no prepayment penalties. You can pay off your balance in full at any time without extra charges.
What HVAC equipment qualifies for financing?
All major HVAC equipment qualifies, including furnaces, air conditioners, heat pumps, water heaters, tankless water heaters, and indoor air quality systems.
How long does approval take?
Most applications are approved within minutes. In some cases, additional documentation may be required, which can take 1-2 business days.
Is financing available for repairs?
Financing is primarily available for equipment installations and replacements. For repairs over $1,000, please ask about our flexible payment options.

Ready to Get Started?

Contact us today to discuss financing options for your HVAC project. No obligation, no pressure.

Apply for FinancingCall (416) 555-0123